Paul A. Caylor

As a Wealth Advisor, I am responsible for financial planning, money management and helping clients to make decisions that are in their best interest and aligned with their values. I have always had a passion for helping others and designing unique, problem-solving plans for each client.

I entered the financial industry in 1991 right after graduating from the University of Wisconsin- Oshkosh. I started my career in banking for 3 years, then I was with Thrivent for 22 years as a Wealth Advisor. In August of 2020 I opened the doors to Prudent Wealth, an independent financial planning and wealth management firm.

I live with my wife, Natalia, in Fort Collins, where we love to spend our free time together reading, taking photos, and traveling. We have 6 children, Alexander, Samuel, Lorena, Mackenzie, Carolina and Ademar. Our youngest is still in college and the other 5 are now in their professional careers. I live by my personal values, which are having a strong marriage, helping others, and seeing my kids succeed in what they want to do. As an active member of Redeemer Lutheran Church, I am an usher, reader, and member of the security team. I am a member of Overland Sertoma in Fort Collins, Colorado. I have also built with Habitat for Humanity on 13 different houses locally and three internationally.

Judy Fletcher

As a Client Service Specialist at Prudent Wealth, I enjoy serving our clients and am known for following through with my commitments to them. I take pride in being a good listener and am motivated by being able to apply my skills and experience to the common good of the team.

I retired from full-time employment in 2016 after many years of employment in the telecommunications and financial industry and soon after began working on a part-time basis for Paul in an administrative position. I enjoy the flexibility of working part-time while keeping in touch with the business world. I am originally from Minnesota but have lived in multiple places as my husband was career military. I have lived in CO since 2002. I love the mountains and never tire of them! I enjoy traveling, tending to flowers in my yard, retail therapy and walks with my miniature schnauzer, Bart.

I am an active member of Spirit of Joy Lutheran Church in Fort Collins and participate with Habitat for Humanity Builds in Larimer County. I also traveled to Costa Rica some years ago to help build Habitat for Humanity homes. I enjoy the interaction between people.

Bella Caylor

Office Mascot

Bella was born in Nunn, CO on May 15, 2021 and officially became part of the Prudent Wealth Team on July 15th 2021. She is an English Golden Retriever. Bella currently works from home until she completes a little more training about greeting our clients in the office properly. She is always happy and energetic. She loves to greet people and play with her favorite toys. She loves taking naps.  She is either 100% on or 100% off, no in-between. She enjoys playing with her older brother Osito (chihuahua) who is 9 years old, at home. As Bella progresses in her training, she will be working from the office more and more.