Paul A. Caylor

As a Wealth Advisor, I am responsible for helping clients to make decisions that are in their best interest and aligned with their values through financial planning and money management. I have always had a passion for helping others and designing unique, problem-solving plans for each client. I will always listen to your concerns, share all information about potential strategies, including benefits, risks, and tax issues, and treat your financial goals with the same care and interest that I devote to my own. 

I entered the financial industry in 1991 right after graduating from the University of Wisconsin- Oshkosh. I started my career in banking for 3 years, then I was with Thrivent for 22 years as a Wealth Advisor. In August of 2020 I opened the doors to Prudent Wealth, an independent financial planning and wealth management firm. 

I live with my wife, Natalia, in Fort Collins, where we love to spend our free time together reading, eating out, and traveling. We have 6 children, Alexander, Samuel, Lorena, Mackenzie, Carolina, and Ademar. Our youngest is still in college and the other 5 are now in their professional careers. I live by my personal values, which are having a strong marriage, helping others, and seeing my kids succeed in what they want to do. As an active member of Redeemer Lutheran Church, I am an usher, reader, and member of the security team. I am a member of the Overland Sertoma service club in Fort Collins, Colorado. I have also built with Habitat for Humanity on 13 different houses locally and three internationally over 16 years. 

Judy Fletcher | Client Service Specialist | Prudent Wealth

Judy Fletcher

As a Client Service Specialist at Prudent Wealth, I enjoy serving our clients and am known for following through with my commitments to them. I take pride in being a good listener and am motivated by being able to apply my skills and experience to the common good of the team.

I retired from full-time employment in 2016 after many years of employment in the telecommunications and financial industry and soon after began working on a part-time basis for Paul in an administrative position. I enjoy the flexibility of working part-time while keeping in touch with the business world. I am originally from Minnesota but have lived in multiple places as my husband was career military. I have lived in CO since 2002. I love the mountains and never tire of them! I enjoy traveling, tending to flowers in my yard, retail therapy and walks with my miniature schnauzer, Bart.

I am an active member of Spirit of Joy Lutheran Church in Fort Collins and participate with Habitat for Humanity Builds in Larimer County. I also traveled to Costa Rica some years ago to help build Habitat for Humanity homes. I enjoy the interaction between people.

Bella & Osito Caylor

Office Mascots

Bella was born in Nunn, CO on May 15, 2021, and officially became part of the Prudent Wealth Team on July 15th, 2021. She is an English Golden Retriever. Bella works from home alongside Paul. She has grown from 10 lbs. in May 2021 to 75 lbs. as an adult today.  She is always happy and energetic. She loves to greet people and play with her favorite toys. She loves taking naps.  She is either 100% on or 100% off, no in-between. She enjoys playing with her older brother Osito. 

Osito (Meaning Teddy Bear) was born September 5, 2013 (We think). He joined Prudent Wealth in 2014.  He is a Chihuahua mix. He tips the scales at 9 lbs.  He is definitely the Alpha dog in charge.  You can usually find him in Paul's office, laying on his blanket.  He is likes to snuggle and play with his younger sister Bella. Every time he goes somewhere, everyone wants to hold him.