Why do I need a financial advisor?
Values Based Planning
No two people have the exact same financial circumstances or values, therefore there is no one-size-fits-all approach to how financial plans should be built. We believe that proper planning involves three steps: defining your values and goals on the front-end, developing a financial plan in the context of your values and continually reviewing and monitoring your plan as your goals change and evolve over time.
Behavioral Education and Modification
The data shows that as investors, we are all subject to personal biases – both cognitive and emotional – which are reflected in our decision-making process. The objective is not to highlight that we’re inclined to make poor investment decisions, but to recognize that such biases exist and the implications that they can have on our investments. Our role is to reduce these biases through proper planning, encouraging good behavior and avoiding costly mistakes.
Peace of Mind
Building financial security is a long-term process filled with many obstacles and life changes along the way. We can help you organize your financial picture, prioritize your values and long-term goals, and provide peace of mind through sound financial decisions. From there, our job is to monitor your plan on an ongoing basis so that you are free to enjoy the other areas of life that are important to you
Why should I work with Prudent Wealth?
I work with clients to develop comprehensive plans that allows you to make better decisions about your future. I always start with determining your values and build your plan around them. I take pride in our ability to simplify your entire financial plan in an easy-to-understand picture in just a couple pages.
Is there a fee for an initial meeting with you?
No. Our introductory phone meeting and initial planning meeting are complimentary. I want you to see exactly how I can offer value and improve your financial plan before you agree to pay me a penny
Who is NOT a good fit for Prudent Wealth?
Anyone who thinks I can beat the market or predict the future. Anyone who doesn’t want to be proactive in planning. Anyone who believes they can do it on their own without any help. Anyone who doesn’t see the value in what I offer.
Do I need a certain amount of money to work with you?
Unlike many financial advisors, you do not have to have a certain amount of investable assets to work with me. I want to be able to help you at any stage of your life and know that you may not have any current savings or investments outside of your employer sponsored plan.
Do you work with clients outside of Colorado?
Absolutely! Even though Colorado is my home, I am fully equipped to work with clients throughout the country. 2020/2021 taught us that we don’t have to be location dependent and that there are even benefits to being able to interact without being face-to-face. We can meet by phone or virtually and utilize technology to handle all my client’s needs
How do I know if we will be a good fit for Prudent Wealth?
Finding the right fit for your financial planning is critical and finding the right fit for clients is essential for me as well. My clients are sensible, hard-working, and goal-oriented individuals and families who come to me at various stages of life. I work best with those who want to collaborate with me, develop proactive plans to grow, maintain, and ultimately transfer your wealth.