As a Certified Financial Planner™ since 2003, I hold the highest standard certification in financial planning, achieved by fewer than 30% of planners. What sets a CFP® professional apart includes: 1. Fulfilling the comprehensive requirements established by the CFP Board. 2. Committing to always act in the best interests of clients when providing financial advice and adhering to stringent ethical and conduct standards. 3. Proving the expertise required for holistic financial planning. 4. Accumulating a minimum of three years of practical financial planning experience. (www.cfp.net)